What is a YTD?

YTD stands for "Year to Date". It is a financial term used to describe the performance of an investment, security or asset class over the period of the current year, starting from the beginning of the year to the present day. The YTD return of an investment measures the performance of the investment from January 1st of the current year to the current date, providing a quick and easy way to track how well an investment is performing compared to its starting value. YTD is a popular metric that can be used to compare the performance of different investments and determine which one is generating better returns over the same period of time.

Simplified Example

Let's say you invested $1000 in a crypto on January 1st, 2023. After a few months, the token's value has increased to $1200. To calculate the YTD return, you would simply subtract your original investment ($1000) from the current value ($1200) and divide the result by your original investment ($1000), then multiply by 100 to get the percentage return. In this case, it would be a 20% YTD gain.

History of the Term "YTD"

The originator of the term "year to date" is uncertain, as it is probable that the phrase has been in use for centuries within the realms of business and finance. The expression "year to date" is employed to characterize a timeframe commencing at the onset of a year and extending up to a designated date. It is commonly utilized to monitor financial performance metrics, such as sales or profits. For instance, a company might report that its "year to date" sales have increased by 10% compared to the corresponding period in the previous year.


Stock market performance YTD, which refers to the change in value of a stock index, such as the S&P 500 or the NASDAQ, from the beginning of the year to the current date.

YTD sales of a company, which refers to the total sales generated by a company from January 1st to the current date.

YTD earnings of a company, which refers to the total earnings generated by a company from January 1st to the current date, usually reported as a percentage of the company's total revenue for the same period.

  • Security: A financial instrument that represents ownership in an asset, such as stocks, bonds, or real estate investment trusts (REITs).

  • Invest: The act of putting money into an asset or a venture with the expectation of generating a return.